To the editor: Let’s speak about owners’ insurance coverage (“Insurers seek to surcharge California homeowners for L.A. County fire costs,” Could 13). Most of us owners determine to primarily wager that we would have a fireplace, theft or different occasion at our residence. So we insure our residence.
When an occasion occurs, the insurance coverage firm, in essence, loses the wager. If no occasions occur, the insurance coverage firms win and revel in a few years of premium funds. In regular betting, once you lose, you don’t ask the opposite successful bettors to chip in to pay in your loss. So why is it authorized for insurance coverage firms to ask owners which have paid for years with out a declare to pay for others’ losses? Looks like insurance coverage firms have a win-win enterprise, not less than for his or her stockholders.
Cheryl Shrock, Tustin
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To the editor: Right here is one house owner who hopes {that a} price enhance is permitted for all insured owners in California. The concept of insurance coverage is to have an sufficient pool of cash to pay claims. With the chance of extra fires in populated areas, all should pay their fair proportion in order that the few that suffer a loss are lined. One other profit of upper premiums shall be to drive folks to take local weather change critically.
Robert Paris, Grenada Hills
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To the editor: No person will ever persuade me why I ought to pay for the dearth of duty by our metropolis officers, who permit houses to be inbuilt hearth areas, or for these owners missing widespread sense in selecting to reside in a harmful hillside space. It doesn’t take a genius to know that it is extremely, very attainable for a fireplace to happen within the hillsides of Los Angeles. There’s loads of historical past.
Dave Simon, North Hollywood
